Plaid allows users to securely link bank accounts, credit cards, and other financial institutions in one place. Gain a unified view of your finances, making money management easier and more insightful.

Using Plaid’s secure APIs, users can make payments directly from their bank accounts. This streamlines transactions and reduces reliance on third-party gateways within your application.

Build powerful personal finance tools like budgeting apps, expense trackers, or investment dashboards. Plaid gives developers secure access to financial data, enabling smarter insights and personalized financial experiences.

Easily verify income, cash flow, and liabilities by connecting to applicants’ bank accounts. Reduce manual documentation and speed up the lending decision process with trusted, real-time financial insights.

Plaid securely confirms user identity by validating bank account ownership and details during onboarding. Ensure compliance, prevent fraud, and create a seamless authentication experience.

Gain a holistic view of an applicant’s financial behavior — from recurring income to spending patterns. Plaid helps you assess creditworthiness with greater confidence and accuracy.